45 Legal and regulatory compliance consulting services in the nature of monitoring and reviewing standards and practices to measure, facilitate and assure compliance with laws, regulations, consent orders, settlement agreements, court orders, dispositions in enforcement actions and company policies in the fields of business, business information management, business consultation, insurance, finance and financial consultation, risk management, commodities, construction, electrical contracting, education, engineering, quality control, surveying, environmental science and protection, health care and private and insurance fraud investigation; regulatory and legal compliance reporting services, namely, reporting services by means of maintaining a hotline for reporting complaints and events related to compliance with laws, regulations, consent orders, settlement agreements, court orders, dispositions in enforcement actions and company policies