9 Computer software for electronic devices, namely, mobile phones, tablet computers, personal computers, laptop computers, electronic readers that consolidate and track consumer electronic and virtual gift cards, loyalty and affinity cards and programs, punch cards, receipts, rebates, coupons, promotions, customer rewards and offers for retail and consumer goods and services; computer software for electronic devices namely, mobile phones, tablet computers, personal computers, laptop computers, and electronic readers for recording, organizing, transmitting, manipulating, and reviewing text, data, image, and audio files, for providing targeted consumer electronic and virtual gift cards, loyalty and affinity cards and programs, receipts, rebates, coupons, promotions, customer rewards and offers to consumers based upon consumer information, namely, consumer registration, consumer requests, needs and interest of the consumer, consumer demographics and personal information, real-time geographic location information of the consumers electronic device and the purchasing and shopping habits of the user of the electronic device, in the retail and consumer market; computer software for electronic devices, namely, mobile phones, tablet computers, personal computers, laptop computers, electronic readers for providing payment transaction processing and the authentication of payment transactions for retail and consumer goods and services; computer software for electronic devices, namely, mobile phones, tablet computers, personal computers, laptop computers, electronic readers for providing ticket purchasing; computer software for electronic devices, namely, mobile phones, tablet computers, personal computers, laptop computers, electronic readers for providing authentication for the use of consumer electronic and virtual gift cards, loyalty and affinity cards and programs, punch cards, rebates, coupons, promotions, customer rewards and offers upon use and for monitoring usage of offers and discounts and preventing unauthorized use of limited time or limited use offers for retail and consumer goods and services; computer software for electronic devices, namely, mobile phones, tablet computers, personal computers, laptop computers, electronic readers for displaying coupons, offers, rebates and other discounts on digital signage for retail and consumer goods and services