41 Arranging and conducting educational conferences and seminars; educational teaching and training services, namely conducting classes, seminars, conferences and workshops in the fields of digital business; publishing of books, magazines, periodicals, newsletters, and reports; online electronic publishing of books, magazines, periodicals, newsletters, and reports; publishing of electronic books, magazines, periodicals, newsletters, and reports; providing on-line, non-downloadable electronic books, magazines, periodicals, newsletters, and reports all in the fields of finance, insurance, banking, investment, savings and economics, electronic publishing services, namely, publishing of online works of others featuring user-created text, audio, video, and graphics; providing on-line journals and web logs featuring user-created content