36 Credit and cash card services; Credit and debit card services; Credit card and debit card services; Credit card and payment card services; Credit card authorization services; Credit card payment processing services; Credit card transaction processing services; Credit risk management; Electronic commerce payment services, namely, establishing funded accounts used to purchase goods and services on the Internet; Electronic credit card transactions; Electronic foreign exchange payment processing; Electronic payment services by which utility customers may apply money from various sources for payment of energy costs; Financial services rendered in connection with the issuance, receipt and transfer of lines of credit, namely, credit processing services; Financial services, namely, funding online cash accounts from prepaid cash cards, bank accounts and credit card accounts; Issuing prepaid debit cards; Issuing stored value cards; Merchant services, namely, payment transaction processing services; Payment processing services, namely, credit card and debit card transaction processing services; Pre-paid purchase card services, namely, processing electronic payments made through prepaid cards; Pre-paid purchase card services, namely, processing electronic payments through pre-paid cards; Providing electronic processing of ACH and credit card transactions and electronic payments via a global computer network; Providing electronic processing of credit card transactions and electronic payments via a global computer network; Providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments; Providing financial risk management services for electronic funds transfer, credit and debit card and electronic check transactions via a global computer network; Stored value prepaid card services, namely, processing electronic payments made through prepaid cards