41 Non-downloadable electronic newsletters delivered by e-mail in the field of commodity purchasing and selling, namely, educating businesses and individuals on issues of establishing a commodity hedge program, hedge strategies, evaluation of commodity market exposure, and commodity risk analysis; educational services, namely, conducting seminars and conferences in the field of commodity purchasing and selling, namely, educating businesses and individuals on issues of establishing a commodity hedge program, hedge strategies, and evaluation of commodity market exposure, commodity risk analysis and distribution of printed materials in connection therewith in hard copy or electronic format on the same topics; providing live and on-line seminars and conferences in the field of commodity purchasing and selling, namely, educating businesses and individuals on issues of establishing a commodity hedge program, hedge strategies, evaluation of commodity market exposure, and commodity risk analysis; providing on-line non-downloadable reports via e-mail in the field of commodity purchasing and selling, namely, educating businesses and individuals on issues of establishing a commodity hedge program, hedge strategies, evaluation of commodity market exposure, and commodity risk