9 Magnetically encoded cards for carrying data, namely, charge cards, cash cards, bank cards, check cards, credit cards and debit cards; multifunction cards for financial services, namely, magnetically encoded credit cards, magnetically encoded debit cards, magnetically encoded cards for use with automatic teller machines (ATM), magnetically encoded cards for identifying users of computers, mobile phones and automatic teller machines (ATM); charge cards, cash cards, bank cards, cheque cards, credit cards, debit cards; downloadable computer software for use in providing insurance, finance, banking or credit card services; downloadable electronic publications in the nature of pamphlets, leaflets, magazines, newsletters, information sheets and circulars in the field of insurance, banking, finance and credit card services supplied on-line from databases, from facilities provided on the Internet, or from global computer networks; computer software used to enable connection to databases, computer networks and the Internet; telecommunications apparatus, namely, modems, to enable connection to databases, computer networks and the Internet; computer software to enable searching of data; hand-held devices for payment and value exchange services and for enabling processing of other personal information services, namely, magnetic coded card readers and personal digital assistants used for payment and value exchange services and for other personal information services; ATM (Automated Teller Machine) cards; access cards, namely, magnetically encoded security access cards; identification cards, namely, magnetically encoded identification cards; integrated chip cards and pre-paid cards, namely, magnetically encoded integrated circuit cards and magnetically encoded pre-paid telephone calling cards, and supporting systems related thereto, namely, encoded electronic chip cards for identifying particular users of computers, mobile phones and automatic teller machines (ATM), encoded electronic chip cards for use as credit cards, debit cards and for use with automatic teller machines (ATM); ATM machines, point of sale card readers, remote access devices, namely, devices for enabling retailers to accept and verify payment for goods by credit card; data carriers, namely, blank magnetic data carriers, blank electronic data carriers; computer software for the provision of banking services, financial services, bank account management services, monetary transfer services, payment services, financial analysis and financial reports, financial management services, and information services relating to banking and finance; computer software to enable the searching of data relating to the foregoing, namely, banking and finance; downloadable electronic publications, namely, newsletters, magazines, periodicals, pamphlets and leaflets in the field of insurance, banking, finance and credit card services supplied on-line from databases, from facilities provided on the Internet, or from global computer networks; electronic publications, namely, newsletters, magazines, periodicals, pamphlets and leaflets, all in the field of insurance, banking, finance and credit card services, recorded on computer media