42 Scientific and technological services and research and design relating thereto, namely, research and development of computer software and systems for insurance and re-insurance providers; industrial analysis and research services, namely product safety testing to reduce risk exposure in the field of consumer goods with regard to product liability risks; design and development of computer software; application service provider featuring software for database management for use in the fields of insurance, reinsurance, risk management, risk analysis, risk transfer, financial instruments, financial services and asset management, for calculating new replacement values of buildings and contents for insurance and reinsurance purposes, as costing tools for project insurance and reinsurance underwriting, for accounting purposes for use in the insurance, reinsurance, risk management, risk analysis and risk transfer fields, for processing and providing claims advice, premium and claim closing, statements of account and acknowledgments in the insurance and reinsurance fields, and for assessing the maximum possible loss of explosions in open steel structures using simulators; and providing temporary use of non-downloadable software and online platforms for database management for use in the fields of insurance, reinsurance, risk management, risk analysis, risk transfer, financial instruments, financial services and asset management, for calculating new replacement values of buildings and contents for insurance and reinsurance purposes, as costing tools for project insurance and reinsurance underwriting, for accounting purposes for use in the insurance, reinsurance, risk management, risk analysis and risk transfer fields, for processing and providing claims advice, premium and claim closing, statements of account and acknowledgments in the insurance and reinsurance fields, and for assessing the maximum possible loss of explosions in open steel structures using simulations; insurance and reinsurance services, namely, providing temporary use of online non-downloadable software to others for point-of-sale insurance underwriting over a web based computer network