45 Computerized security services, namely, electronically monitoring, detecting and reporting on suspicious and abnormal patterns of point of sale activity which typically indicate problems such as theft, wrongdoing, training issues, or customer service issues; Electronic signature verification services provided in connection with citizens petitions, initiatives, recalls and referenda for security purposes; Providing fraud detection services for electronic funds transfer, credit and debit card and electronic check transactions via a global computer network; Providing user authentication of electronic funds transfer, credit and debit card and electronic check transactions via a global computer network; Providing user authentication services in e-commerce transactions