9 Magnetic coded cards for financial transactions; magnetic coded cards for use in banking services; magnetically encoded credit cards; downloadable computer software for accessing, reading, and tracking information in the field of financial transactions; downloadable computer software for accessing, reading, and tracking information in the field of banking services; downloadable software for managing bank accounts; electronic and magnetic ID cards for use in connection with payment for services; downloadable computer software for use as a digital wallet; downloadable computer software for use as an electronic wallet.