42 Software as a service (SAAS) services featuring software for use in digital verification and authentication services, fraud prevention, business management, customer management, digital wallet services, management of electronic transactions, digital certification services, digital signatures services, authorization services, encryption services, registration services, transfer and account management services; providing temporary use of online, non-downloadable software for use in digital verification and authentication services, fraud prevention, business management, customer management, digital wallet services, management of electronic transactions, digital certification services, digital signatures services, authorization services, encryption services, registration services, transfer and account management services