9 Computer software; computer software applications; downloadable cloud computing software; computer programmes; computer software for accessing computer networks; computer hardware; intercommunication apparatus; downloadable computer software for permitting virtual currency transactions; computer programmes for permitting virtual currency transactions; computer software applications for permitting virtual currency transactions; computer hardware for permitting virtual currency transactions; intercommunication apparatus for permitting virtual currency transactions; computer database management software; software for clearing the settlement of financial assets, managing the title transfer of financial and non-financial assets; computer hardware and computer software for foreign currency settlement; computer software for recording financial data and information to a cryptographic ledger or a shared cryptographic ledger, managing digital identity information and automating legal contracts; computer software for financial payments; computer software for trading in virtual and digital currency; computer software to allow users to perform electronic business transactions via a global computer network; electronic publications, including, newsletters, journals, bulletins, fact sheets, reports, summaries, guidelines, manuals, compilations, brochures, workbooks, and worksheets; computer software for providing financial services; computer software used for receiving and monitoring usage and distribution information from remote sensors and meters; software which allows users to access, organise, store, and analyse data; data management, analytics and reporting software; software for sending and receiving transmission of text, electronic documents, databases, data, graphics, images, audio or visual information via computer, mobile, electronic device or communication networks; computer software for the collection, editing, organising, modifying, transmission, storage and sharing of transmission of text, electronic documents, databases, data, graphics, images, audio or visual information; application software; application software for collecting, editing, organising, modifying, transmitting, storing and sharing of transmission of text, electronic documents, databases, data, graphics, images, audio or visual information; computer software for use as an application programming interface (API); computer software in the nature of an application programming interface (API) for computer software for allowing data retrieval, upload, download, access and management; computer application software for processing electronic payments to and from others that may be downloaded from a computer, mobile, electronic device or communication networks; computer search engine software; computer software for accessing, browsing and searching online databases; computer software for personal information management; data synchronization software; encryption, decryption and authentication software; network communication apparatus; electronic communication equipment and instruments; apparatus for data storage; software for commerce over a global communications network