38 Providing electronic transmission of remittance, payment and electronic payment data via a global computer network; providing electronic telecommunications connections for financial institutions and financial market venues with one another on a global scale; providing access to global telecommunications networks relating to the financial services industry; electronic transmission of internet banking and insurance data; providing on-line access to financial services; transmission of billing digital files for online content; providing access to platforms on the internet, as well as on the mobile internet; transmission of insurance and financial data; providing access to databases; data transmission and telecommunication services; electronic transmission of data, images and documents; data transmission and data broadcasting; transmission of digital files; electronic transmission of encrypted data; providing user access to information and information services available on the internet and on other computer networks; transmission, broadcasting and reception of audio, video, still and moving images, text and data in real time; transmission of electronic data; electronic transmission of data and documents via computer terminals and electronic devices; providing access to list server for transmission of content; electronic exchange of data stored in databases accessible via telecommunication networks