36 Banking services, financial services, consultancy and information; insurance, including pension insurance; intermediation with regard to the aforementioned services; financial advice in the field of pensions; preparing financial reports; financial advice relating to matters of planning, analysis, policy and organisation; financial investigations, valuations, evaluations, expertises and inquiries; conducting financial studies; fiscal valuation; fundraising and grant-raising; financial intermediation in the acquisition, disposal and management of assets, as well as in the management of pension and annuity obligations; wealth management; securities banking services; intermediation in the purchase, sale and placement of bonds, stocks, securities and other such securities; investment and investment of capital and funds; financial and monetary services of investment companies and funds; collection of financial information and data; consultancy and advisory services relating to all the aforesaid services; assurance services; sales credit financing; credit risk insurance [factoring]; credit card issue; collection of debts; financing services; advice on lending; financial research on creditworthiness; real estate and property management services; mediation in real estate and mortgages (brokerage); hire-purchase financing; property valuation (expertise)