38 Transmission of information by electronic communications networks; telecommunication access services; telecommunication services, namely, transmission of voice, data, graphics, sound and video by means of broadband power line or wireless networks; communication services, namely, transmission of voice, audio, visual images and data by telecommunications networks, wireless communication networks, the internet, information services networks and data networks; communication services, namely, providing electronic transmission of information stored in a database via interactively communicating computer systems; telecommunication services, namely, providing e-mail notification alerts via the internet notifying individuals of payment transactions; communication services, namely, electronic transmission of data and documents among users of computers; electronic messaging