42 Design and development of computer software, application software, and application software for legal and regulatory compliance; Design and development of computer hardware and application software for legal and regulatory compliance for banking and financial services; design and development consulting of computer software, application software, and application software for legal and regulatory compliance; consulting in the design and development of computer hardware for banking and financial services; financial management software leasing; software as a service (SaaS) for legal and regulatory compliance purposes; software as a service (SaaS)for banking and financial services; platform as a service (PaaS); software design, installation, upgrade and maintenance for legal and regulatory compliance purposes; software design, installation, upgrade and maintenance for banking and financial services; all of the aforementioned services except human resources, access control and time management systems