9 Downloadable and recorded computer software for use in financial transactions, funds transfer, electronic payment, payment processing, banking, currency exchange, and bill payment; Downloadable mobile applications for use in financial transactions, funds transfer, electronic payment, payment processing, banking, currency exchange, and bill payment; Downloadable and recorded computer application software for mobile devices, mobile phones, portable devices, and Smartphones for use in financial transactions, funds transfer, electronic payment, payment processing, banking, currency exchange, and bill payment; all included in this class