36 Financial services, namely, retail payment processing services, subscription payment processing services, parking payment system services, namely, payment processing services in the field of parking payments submitted through mobile computer applications, managed fraud services in the nature of fraud reimbursement services in the field of credit card purchases, B2B factoring, financial clearing houses, debt collection management, first-party debt collections services related to processed credit card programs, third party collections, debt purchasing services, international debt collection services, credit risk and fraud management, pay-after-delivery payment processing services; financial analysis; financial advice; banking activities in the nature of payment verification services, subscription payment processing services, parking payment system services, namely, payment processing services in the field of parking payments submitted through mobile computer applications, managed fraud services in the nature of fraud reimbursement services in the field of credit card purchases, B2B factoring, financial clearing houses, debt collection management, first party debt collection services related to processed credit card programs, third party collections, debt purchasing services, international debt collection services, credit risk and fraud management, pay-after-delivery services, namely, payment system that provides for payment after delivery of goods or services, payment verification services; financial information and advice services and provision of financial data; financial credit assessment and credit reporting services; provision of financial information; credit risk protection, namely, factoring services for others; debt collection agency services; factoring agency services; provision of information on the creditworthiness of third parties; advisory services on financial and creditworthiness matters; insurance and financial risk management; debt collection transactions; real estate consulting services; debt counselling