9 Downloadable software, application software, computer programmes, and computer software for use as application programming interface software (API), namely for conducting data searches, preparing reports, uploading and sending documents, retrieving data, storing and sharing data all for the provision of identity verification, background checking, online on-boarding services, and investigatory services related to identity or background; Downloadable software and computer systems comprised of recorded software and hardware for the analysis of business data and to enable retrieval of data in the field of identity verification services and background checks; Downloadable software and computer systems comprised of recorded software and hardware for the collection, organisation, storage and sharing of data and information, in the field of identity verification services, background checks, online on-boarding services and investigatory services relating to the identity or background of individuals; character verification optical apparatus and instruments, namely, devices used to verify identity through facial images in the nature of optical character recognition apparatus, biometric identification apparatus for verification, biometric scanners; character recognition software, namely, downloadable software for optical character recognition; optical character recognition software, namely, downloadable software for optical character recognition; facial recognition software, namely, downloadable software for facial recognition; voice recognition software, namely, downloadable software for voice recognition; computer monitors and data processing apparatus designed to enable the verification of identity, the conducting of background checks, the provision of on-line on-boarding services and investigatory services related to identity or background; Artificial Intelligence (AI) software solutions, namely, downloadable computer software using artificial intelligence for facial, voice and optical recognition; Artificial Intelligence (AI) software solutions, namely, downloadable computer software using artificial intelligence for enabling identity verification and background checks; Artificial Intelligence (AI) software solutions, namely, downloadable computer software using artificial intelligence for enabling facial recognition, optical recognition, voice recognition, identity verification all for the purpose of identity fraud prevention; Artificial Intelligence (AI) computer software, namely, downloadable computer software using artificial intelligence for enabling cognitive computing, deep learning, artificial intelligence in the field of identity verification and background checks; downloadable pattern recognition computer software in the field of identity verification and background checks; downloadable computer software applications for creating predictive systems, machine learning, enabling cognitive process automation, pattern recognition and character recognition; downloadable mobile application software for enabling facial recognition, voice recognition, optical recognition and character verification; downloadable software solutions that use AI for detecting and preventing fraud online; Downloadable mobile application software for enabling identity verification and background checks including know-your-customer (KYC) checks, employment history checks, criminal history checks, driving licence checks, address checks, right to work checks, credit checks, adverse financial history checks, watch list checks, education checks, professional qualifications checks, insurance checks; data processing apparatus designed to enable the verification of identity via background checks including know your customer (KYC) checks, employment history checks, criminal history checks, driving licence checks, address checks, right to work checks, credit checks, adverse financial history checks, watch list checks, education checks, professional qualifications checks, insurance checks; downloadable software for use in connection with identify verification services, namely for accessing, browsing and searching online databases and the internet, in relation to identity verification services and background checks; data processing apparatus implementing artificial intelligence; AI driven software, namely, downloadable computer software using artificial intelligence for enabling the analysis and verification of documents; AI driven software, namely, downloadable computer software using artificial intelligence for enabling identity verification using biometric markers to ascertain the authenticity of documents