36 Financial services, namely, providing financial advice and consultation; monetary services, namely, monetary exchange services, monetary strategy consultation and research, credit card, tax, and bill payment processing and banking services; insurance services, namely, insurance underwriting for all forms of insurance, insurance brokering, and consulting on insurance coverage; real estate affairs, namely, real estate appraisals, real estate brokerage, and real estate management; payment services, namely, credit card payment processing services, tax payment processing services, online credit card, tax, and bill payment processing services, digital credit card, tax, and bill payment processing services, consumer credit card, tax, and bill payment processing services, bill payment services, remote payment services, namely, credit card payment processing services, tax payment processing services, online credit card, tax, and bill payment processing services, digital credit card, tax, and bill payment processing services, consumer credit card, tax, and bill payment processing services; payment services, namely, credit card payment processing services, tax payment processing services, online credit card, tax, and bill payment processing services, digital credit card, tax, and bill payment processing services, consumer credit card, tax, and bill payment processing services; debt payment by means of e-wallets; cash payment services and electronic payment services, namely, bill payment services, online credit card, tax, and bill payment processing services, digital credit card, tax, and bill payment processing services, consumer credit card, tax, and bill payment processing services; credit card services, namely, issuing of credit cards, credit card authorization services, and credit card payment processing services; financial and monetary transactions, namely, clearing and reconciling financial transactions via a global computer network, and credit card processing services; payment and funds verification services; electronic fund and foreign exchange transfer, namely, foreign exchange bureau services, foreign exchange transactions, and currency conversion in connection with payment services processing; providing financial information via the Internet and other computer networks; processing credit card, debit card and electronic check transactions by means of communication and telecommunication apparatus; financial management and payment settlement services; electronic financial transaction settlement services; advice and information concerning all the aforementioned services