36 Financial services, namely, managing and processing the transfer of money over the Internet; financial transfers and transactions, namely, money transfer services; payment services, namely, bill payment services; money transfer services; electronic funds transfer services; electronic money transfers; monetary affairs namely, the electronic transfer of funds and providing methods for payment including pre-paid methods of payment and monetary credit for others; foreign exchange services; remote payment services, namely, remote electronic payment services involving electronic processing and subsequent transmission of bill payment data; international money transfer services; financial services namely, foreign currency trading, exchange, payments, conversions, accounts and transfers; the managing and processing of payment transaction data; electronic payment services, namely, electronic processing and subsequent transmission of bill payment data; payment for telephone credit, namely, payments to be used for telephone card calling services, and wireless telephone payment services, namely, wireless mobile telephone rate plans; provision of telephone credit, namely, issuing prepaid telephone calling cards; money transfer services over the Internet; foreign exchange transaction services, remote payment of money, namely, credit card and debit card transaction services; management of and processing of payment transaction data; electronic bill payment services and payment for telephone credit in the nature of issuing prepaid telephone calling cards, via a website; financial services namely, on-line cash accounts and banking; services for direct deposit of funds into customer bank accounts; information, consultancy and advisory services relating to these services