9 Apparatus and devices for processing, transmission, transfer, reproduction, recording, storage, input, conversion and manipulation of sounds, images, information and any kind of data in the field of electronic and paperless transactions with or without contact, namely, apparatus for reproducing and transmitting signals, sounds, images and data; downloadable software for ensuring commercial and financial transactions by electronic means, namely, software for securing remote payment, software for ensuring the security of financial transactions, all of the foregoing for use in the field of electronic and paperless transactions with or without contact; downloadable computer software for ensuring transactions by means of mobile devices such as telephones, smartphones, namely, downloadable software applications including downloadable smartphone and android phone applications for processing credit card payments for use in remote banking, software for data processing for use in ATM machines; downloadable computer software for processing and security of transactions with or without contact, namely, software for online payment acceptance, management of funds and tracking of shipment to banks, software for obtaining bank statements via card number, account number or through a virtual wallet ID; secure terminals for electronic and paperless transactions with or without contact; electronic payment terminals; telematic electronic payment terminals; scanners and electronic black boxes in the nature of equipment and apparatus for reading, capturing, recording, storing, manipulating, managing and transmitting data on tickets, boarding passes, transport documents, electronic checks and coupons; downloadable computer software for use as electronic wallets; downloadable computer software for use as electronic purses; artificial intelligence apparatus, namely, recorded software for data processing, processing of credit card and bank card payments, and processing of payment card, check, mobilewallets, electronic wallets, electronic purses and electronic, mobile, and online payments for use in the field of electronic and paperless transactions with or without contact ; computer systems comprised of downloadable computer applications software for connecting, operating, managing internet connections in implementing the Internet of Things (IoT) in the field of electronic and paperless transactions with or without contact; biometric identification, namely, biometric fingerprint readers, biometric retinal print readers, biometric voice recognition systems with voice, facial, and fingerprint recognition functions in the field of electronic and dematerialized transactions with or without contact; equipment and apparatus for authentication, verification and processing of transactions with or without contact, namely, digital identification systems comprised of downloadable software for biometric recognition analysis of fingerprints, retina prints and voice prints and downloadable software for cryptographic security management of electronic transmissions with facial, voice and fingerprint recognition functions and secure code; downloadable software for authentication or identification of individuals especially in a cryptographic or biometric manner in the field of financial and business transactions; downloadable cryptographic software in the field of electronic and paperless transactions with or without contact