9 Computer programs, recorded, for completing electronic payments, accessing merchant offers and accessing payment option products; downloadable computer software for completing electronic payments, accessing merchant offers and accessing payment option products; recorded computer application software for mobile phones, namely, software for completing electronic payments, accessing merchant offers and accessing payment option products; downloadable computer application software for software for mobile phones, tablets, handheld computers, and personal computers, namely, software for completing electronic payments, accessing merchant offers and accessing payment option products; downloadable software applications for mobile devices, for completing electronic payments, accessing merchant offers and accessing payment option products; downloadable computer application and software applications for mobile devices, for completing electronic payments, accessing merchant offers and accessing payment option products, all provided online from a global computer network or the Internet; downloadable multimedia files containing text, data, information, sound, music, images, videos, and film, all relating to completing electronic payments, accessing merchant offers and accessing payment option products; apparatus and instruments for recording, reading, writing, storage, processing, reproduction and display of text, data, information, sound, music, images, videos, film and other media; downloadable software for use in connection with computers, for completing electronic payments, accessing merchant offers and accessing payment option products; downloadable computer software for downloading text, graphics, images and electronic publications; downloadable electronic books, magazines, and journals, all in the field of information about electronic payments, merchant offers and payment option products; downloadable digital materials, namely, downloadable documents and video files featuring information about electronic payments, merchant offers and access to payment options; downloadable computer software for processing electronic payments; online payment software in the nature of downloadable computer software for managing electronic payment transactions; electronic payment terminals, namely, money dispensing and sorting devices; computer hardware for processing electronic payments to and from others; downloadable computer software for controlling access to computer networks; downloadable network access server operating software