36 Insurance services, namely providing insurance consultancy and information hereto; financial management for businesses relating of mutual funds and pension funds; financial affairs namely, financial information, management and analysis services; monetary affairs namely, financial information, management and analysis services; brokerage and mediation services for real estate namely rental brokerage, and leasing of commercial property, offices and office space; insurance brokerage; brokerage of real estate insurance in cash and commodities; banking services; financial banking services; investment bank services; securities bank services namely, securities deposit services; insurance agency services; insurance agency services; investment trust administration services and financial trust operations services of holding companies; financial services of mutual funds and pension funds namely, mutual fund brokerage and financial management of employee pension plans; bill payment services; central cash management services; home banking; electronic banking; electronic investment; financial management of mutual funds and pension funds; financial management of companies; exchange brokerage services namely, broker/dealer-services on securities exchanges, commodity brokerage, brokerage of shares and other securities; stock exchange quotation; safe deposit box services for securities and valuables; surety services; guarantees namely, financial guarantees; issuance of credit cards, traveler's cheques and tokens of value in the nature of gift vouchers; credit card transaction processing services; verification of cheques; financial clearing; factoring; fiduciary representative services; financial analysis; financial expertise in the nature of financial advisory and consultancy services; financial research in the field of stocks; financial information and advice; financial estimates or budgets calculation, namely, preparation of quotes for cost estimation purposes and budget planning relating to insurance, banking and real estate; financial sponsorship of events in the innovation domain; financial transactions namely, providing secure commercial transactions and payment options, financing services; fiscal assessment; taxation assessment; valuation of jewels, artworks, coins, treasures, antiquities and other valuables; valuation of real estate; stamp appraisal; transfer of funds, namely electronic funds transfer; formation of funds namely, establishing mutual funds for others; money exchange services; hire purchase financing; mortgage lending; debt collection agencies; capital investment; credit bureau services; financial services, namely in the field of money lending; arranging of loans on collateral; loans; life insurance namely brokerage, underwriting services; lease-purchase financing services; pension funds namely, establishing pension funds for others, fund investment consultation; investment of capital, shares and debt securities for others; sale of and trading in securities and debt securities for others; financial investment brokerage services for purchase and sale of shares, bonds, securities and other valuable papers; savings bank services; currency trading; financial asset management; real estate management; management of buildings; arranging of lease agreements for real estate, leasing of real estate; financial planning in the context of project development; financial services with regard to innovation; all aforementioned services also provided via telecommunications, such as the Internet