9 Apparatus for recording, transmitting, reproducing or processing sound, images or data; calculating machines, data processing equipment and computers; downloadable educational media, namely, audio files, video recordings, multimedia files featuring financial information; downloadable computer software for use in the encryption and decryption of digital files, including audio, video, text, binary, still images, graphics and multimedia files; magnetic coded cards for use in financial institutions; card readers for magnetically encoded cards; computer storage devices, namely, high-speed storage subsystems for storage and backup of electronic data either locally or via a telecommunications network; downloadable computer software for authorising access to data bases; multifunction electronic devices for use in copying, printing, scanning, video capturing and/or transmitting documents and images; downloadable computer software designed for and specific to the legal, financial and business sectors; downloadable computer software that provides real-time, integrated business management intelligence by combining information from various databases and presenting it in an easy-to-understand user interface; downloadable computer software for the provision of legal advice and management of legal processes; mobile computing and operating platforms consisting of data transceivers, wireless networks and gateways for collection and management of data; downloadable computer software for providing an on-line database in the field ยท of transaction processing to upload transactional data, provide statistical analysis, and produce notifications and reports; downloadable computer software for authorising access to databases; downloadable computer software for mobile telephones; downloadable payment gateway software for linking e-commerce websites to credit card processing networks; downloadable computer software for producing financial models; downloadable computer software for business process management and enhancing business efficiency; downloadable cloud-computing software for mobile devices, wireless devices and cloud computing services; downloadable computer communications software to allow customers to access bank account information and transact bank business; downloadable educational software; downloadable computer software for creating searchable databases of information and data; electronic database in the field of banking recorded on computer media; wired and wireless computer peripherals; parts and accessories for the aforesaid goods