9 Downloadable mobile applications; software and applications for mobile devices; downloadable mobile applications for the transmission of data; electronic purses, namely, smartcards embedded with microchips to facilitate electronic payments, and chip cards; credit cards; charge cards; cash cards; debit cards; electrical and electronic apparatus all for use with bank card, credit card and charge card transactions; electronic apparatus for encoding, reading or verifying encoding cards or data carriers in the nature of cards; apparatus for storage and retrieval of data; computer software; computer hardware; downloadable software in the form of mobile applications, software downloadable from the Internet and wireless devices, downloadable software for conducting, managing and monitoring banking, loyalty and promotional programs via mobile phones, global data networks or the Internet; downloadable software for the conducting and management of payments via mobile phones, global computer networks or the Internet, downloadable software for the administration and management of databases; downloadable software for the conducting and management of cash flow forecasting via mobile phones, global computer networks or the Internet, downloadable software for the administration and management of databases; computer databases; accessories, parts and fittings for the aforesaid goods