36 Automatic teller machine banking services; electronic debit card transaction processing services; issuing stored-value card services; banking services featuring direct deposit of funds to customers' bank accounts; financial services, namely, automated clearing house deposit and payment processing services and on-line auction services; processing of payment by credit cards; computerized credit-checking, namely, evaluation of the creditworthiness of companies and individuals, and financial risk management services; providing information in the fields of foreign currencies; providing cash and other rebates if the credit card is used as part of a customer loyalty program; financial investment services in connection with precious metals; precious metal brokerage; financial consultancy relating to capital investment relating to precious metals; financial brokerage services in connection with the purchase and sale of precious metals; financial affairs, namely, financial information, management and analysis services; monetary affairs, namely, financial information, management and analysis services; issuing of credit cards or debit cards; financial management services for the management of credit cards or debit cards; insurance brokerage services; banking services; money transfer services; electronic transfer of capital; bill payment services; money order services; credit card services, namely, credit card verification services; issuing pre-paid card services; gift voucher services, namely, redeeming the vouchers of others for payment of goods and services; automatic teller machine services; payment card services and services of cards linked to a deposit of valuables, namely, providing on-line stored value accounts in an electronic environment; direct electronic transfer of funds into customer bank accounts; automated clearing house transaction processing services, namely, automated clearing house deposit and exchange services; real estate affairs, real estate agency services; antique appraisal; art appraisal; banking affairs, namely, online banking; securities brokerage services; check verification; currency exchange services; credit card services, namely, cash replacement rendered by credit card; debt advice; debt collection agencies; safety deposit box services for the deposits of valuables; currency exchange agencies; factoring agency services; trusteeship representatives; financial analysis; financial consultancy; financial evaluations, namely, insurance, banking, real estate; financial evaluation of standing timber; financing services; fiscal assessments; sureties in the form of guarantees; direct banking, namely, home banking; real estate brokerage; installment loans; issuance of tokens of value; jewelry appraisal; mortgage banking services; mutual funds investment; numismatic appraisal; charitable fundraising services; pawnbrokerage; provident fund investment services; safe deposit box services; savings bank services