36 Banking; financial affairs, namely, financial consultancy, financial management, financial planning; monetary affairs, namely, currency exchange operations, financial information, management and analysis services; real estate affairs, namely, real estate appraisals, real estate investment, real estate consultancy and real estate management services; stock exchange affairs, namely, price quotations and information services; actuarial services, factoring and credit agencies; debt collection agencies; financial analysis; insurance services, namely, insurance underwriting for all types of insurance; life insurance underwriting; insurance consultancy; insurance services in connection with financial and stock exchange transactions, namely, brokerage services, actuarial services; financial management services relating to provident funds; credit card services, namely, processing of credit card payments, processing credit card transaction; debit card services, namely, processing of debit card payments, processing debit card transactions; surety services; raising capital, namely, raising debt, equity for others; banking and financial consultancy; real estate appraisal; real estate brokerage, real estate management; wealth management, stock exchange quotations; brokerage services, namely, real estate, financial investment, mutual fund brokerage; stock exchange brokerage, namely, stocks and bonds; insurance brokerage; arranging and provision of credit; lease-purchase financing; deposits of valuables being safe deposit box services; management of securities portfolios; issuing of bank checks, of travelers' checks; issuing of bank cards in the nature of debit cards and credit cards; providing monetary rebates, namely, issuing of loyalty cards, as part of a customer loyalty program; savings bank services; financial evaluation in the fields of insurance, banking, real estate; financing services; fiscal assessments, fiduciary services, namely, fiduciary representative services; raising funds, namely, fundraising for the businesses of others; financial information; insurance information; home banking; capital investment; monetary exchange operations; installment loans; payment services, namely, electronic transfer of funds, credit card payment processing services; transfer of electronic funds; loans financing; financial transactions services, namely, credit card transaction processing, foreign exchange transactions; electronic funds transfer; on-line trading of financial instruments in the nature of electronic transfer of shares, securities and other financial goods; check verification; financial management; banking management in the nature of financial asset management; financial sponsorship of sporting events, recreational events, charity events and cultural events; banking, financial and monetary operations on-line via telecommunication networks and computer communication networks, namely, providing on-line financial banking and consultancy services; quotation of stock market prices, namely, the prices of investment funds, shares, securities and financial goods and services; investment management in the nature of management of listed securities; financial services, namely, registration and admission of stocks, securities and financial goods and services of others on a stock exchange; financial services, namely, trading shares, securities and financial instruments; intermediary services relating to shares, securities and financial goods and services in the nature of investment brokerage; issuing pre-paid tickets and payment vouchers and pre-paid cards for use in purchasing products or paying for services; issuing of on-line payment vouchers; issuing of magnetic, optical, electronic memory or microprocessor, chip, disposable or rechargeable cards being debit, credit, and gift cards for cash withdrawal and payment, and cards for prepaid or postpaid use in the nature of magnetically encoded cards for prepaying for services and making postpaid subscription payments; issuing of contact or contactless debit and credit cards; issuing of cards able to contain one or more electronic cash wallets to purchase products or pay for services; issuing of prepaid payment cards, debit and credit cards, loyalty cards in the nature of prepaid debit cards provided as vouchers and rebates for participation in a loyalty program, prepaid magnetic subscription cards; financing services for the acquisition of goods or services by means of electronic documents, coupons, vouchers or control tickets; financial consultancy in optimization of company remuneration schemes and employee benefit schemes