9 Downloadable software applications, namely, software for making and processing payment transactions with credit cards, debit cards, gift cards, cash, and other payment forms; application software for making and processing payment transactions with credit cards, debit cards, gift cards, cash, and other payment forms; downloadable computer software applications for making and processing payment transactions with credit cards, debit cards, gift cards, cash, and other payment forms; computer software for business purposes, namely, computer e-commerce software to allow users to perform electronic business transactions via a global computer network; computer software for processing address files; computer software programs for making and processing payment transactions with credit cards, debit cards, gift cards, cash, and other payment forms; computer software programs for database management; data processing software for use in personalizing the content of e-mail communications; integrated software packages, namely, computer software that provides real-time, integrated business management intelligence by combining information from various databases and presenting it in an easy-to-understand user interface; packaged software, namely, software for making and processing payment transactions with credit cards, debit cards, gift cards, cash, and other payment forms; computer operating software for accounting systems; computer software products, namely, electronic financial platform that accommodates multiple types of payment and debt transactions in an integrated mobile phone, PDA, and web based environment