36 Banking services; financial services, namely, providing on-line stored value accounts in an electronic environment; savings accounts services; electronic banking services; electronic funds transfer via electronic communications networks; mobile phone banking services; cheque clearing services; payment administration, namely, bill payment services, loyalty program payment processing services, credit card payment processing services, electronic commerce payment services, namely, establishing funded accounts used to purchase goods and services on the Internet, electronic payment services involving electronic processing and subsequent transmission of bill payment data; bank card, credit card, debit card and electronic payment card services; arranging and provision of loans; financing of loans; credit services, namely, credit reporting services, credit rating services, credit verification services, charge card and credit card services, credit and cash card services, debit card services, credit and loan services, credit card authorization services; money exchange and transfer services; money transfer services; foreign currency services, namely, foreign exchange information and foreign exchange services, electronic foreign exchange payment processing, cash and foreign exchange transactions; cash fund management services, namely, management of electronic cash funds and electronic transactions via a global computer network; fund transfer services, namely, electronic funds transfer; trust services, namely, estate trust management, financial trust planning, real estate investment trust services; investment services, namely, investment brokerage, investment consultation, investment risk assessment services; financial investments, namely, financial investment brokerage, financial investment analysis and stock research, financial planning and investment advisory services; investment management services; financial advisory services; provision of finance, namely, providing financing of loans, providing financing of purchases, providing financing services; telephone banking services; telephone insurance services, namely, providing insurance premium rate quotes via on-line, telephone, insurance brokerage service provided by telephone; payment processing services, namely, providing virtual currency transaction processing services for others; providing electronic mobile bill payment services for others; all included in this class