36 Banking; financial affairs; monetary affairs; real estate affairs; actuarial services, factoring services; credit agencies; debt collection agencies; financial analysis; insurance underwriting; life insurance underwriting; insurance consultancy; provident funds; credit card services; debit card services; surety services; raising capital; financial consultancy; real estate appraisal; real estate brokers; apartment house management; asset management; stock exchange quotations; stock exchange brokerage; insurance brokerage; credit; hire-purchase financing; deposits of valuables; management of securities; issuing of travelers' checks; issuance of credit cards; issuance of loyalty cards (financial service); financing; fiscal valuations; fiduciary services, mutual funds; financial information, insurance information; home banking, capital investments; corporate capital investments, shareholding and investment in companies and undertakings; consultancy relating to financial strategies; provident funds; exchange operations; installment loans; fund payment; loans (financing); collateral loans; financial transactions; electronic funds transfer; check verification; financial and banking management; research and prospecting of financial markets and securities management, all these services may be provided via the Internet; issuance of bank checks, safe deposit services, financial clearing operations, financial consulting, marine insurance underwriting, accident insurance underwriting, fire insurance underwriting, health insurance underwriting, rental of apartments, rental of offices (real estate), rent collection, mortgage banking, installment loans, financial sponsorship, lending (finance), online banking, financial and monetary operations via telecommunication networks and computer communication networks