9 Software for processing electronic payments and transfers of funds to and from third parties; [ software for the authentication or identification of individuals, namely, in a cryptographic or biometric manner; ] software packages, namely, software for managing bank accounts; computer programs for use in database management; management software for database management, facilities management; software for assessing the electronic security risks of transactions; [ computer anti-virus and firewall software; ] software for the security and prevention of fraud in data exchange; software applications for mobile devices, namely, management of payment terminals and for operating mobile electronic payment devices; software for managing and controlling domestic and cross-border transactions; electronic equipment for processing and consulting data, namely, computers, [ telephones, ] tablet computers, point of sale terminals, bar code readers; [ apparatus and media for recording, transmitting and reproducing sound, images and signals, namely, televisions, computers, telephones, blank CDs, blank DVDs, blank magnetic video and laser cassettes, blank recording discs; blank recording media, namely, blank recording discs, blank video discs; blank magnetic or optical data media, in the form of blank magnetic discs, blank optical discs, blank compact optical discs, computers, micro computers, computer peripheral devices; ] printers; cash registers; calculating machines; cell and battery chargers; telecommunications equipment, namely, computers, telephones, radio, television, modems, cables; [ printed circuits; central processing units; computer servers; ] computer systems consisting of computer hardware for database management; downloadable electronic publications, namely, journals in the field of processing electronic financial transactions; downloadable data files featuring financial data; electronic payments instruments and apparatus, namely, electronic payment terminals; Installations and instruments for encoding, decoding, transcoding, ciphering, deciphering, recording, transmitting, reproducing information, namely, multi-functional computer terminals with payment function; system for secure payment transactions consisting primarily of multi-functional computer terminals with payment function; card and non-contact electronic payment terminals, secure terminals for electronic transactions and recorded software for payment and funds transfer systems, including those using memory and microprocessor cards; terminals accepting microchip cards for reading or writing which can be connected to a local or remote computer or to another machine accessing a network with application software used for electronic transactions on open networks and for payment transactions; electronic payment terminals for payment by card, in particular credit, debit and store cards at shop sales counters; Electronically encoded cards for secure payments; magnetically encoded cards for secure payments, magnetically encoded identity cards, machine-readable magnetically encoded cards, and cards which can be can be magnetically and electronically encoded all for authorization and authentication of networks users and data, encoded key cards used for obtaining and storing information; memory cards; authorization electronic key cards, electronic authentication key cards; magnetically and electronically encoded credit cards; magnetically and electronically encoded debit cards; magnetically and electronically encoded re-chargeable stored value cards, encoded electronic chip cards for identifying particulars users of computers and mobile telephones, magnetically and electronically encoded property access cards, magnetically and electronically encoded payment or prepayment cards, magnetically and electronically encoded financial transaction cards; [ telephones, ]telecommunications apparatus, namely, cellular phones, computer and their accessories, namely, chargers, batteries, [ earphones ] ; portable electronic devices, namely, tablet computers; electronic apparatus and equipment for remote connection to a computer and/or telecommunication network, namely, wireless routers, secure terminals for the transmission of data with a card or without contact; [ cryptographic and biometric devices and apparatus, namely, iris recognition security devices, digital recognition security devices ]