9 Data processing apparatus and computers; devices to trace, administer and analyze financial accounts via the global computer network, namely, computer hardware; [ apparatus for the recording, transmission and rendering of data, including sound and image; ] data processing devices, especially for applications in the financial sector; [ computers and computer operating programs; computer hardware and software, particularly for the development, maintenance and use of local and wide area telecommunications networks; ] systems to read memory cards and systems to read data in storage, including IC storage and bank card storage, namely, computer hardware and computer software; [ encoded cards, namely, magnetic cards and cards with integrated circuits, especially for applications in the financial sector, bank cards, credit cards and chip cards; non-encoded magnetic identifying cards, bank cards, credit cards, debit cards and payment cards, encoded magnetic identifying cards, electronic data-carrying cards, debit cards, credit cards, payment cards; ] reading devices, namely, machines for encoded magnetic cards, blank electronic data carriers in the form of cards, magnetic card readers, reading machines for electronic data-carrying cards, electronic encryption units, computer hardware, computer terminals, Computer software for use in the financial services and banking industry as well as in the telecommunications industry for security, transfer of account details, magnetically-encoded bank cards, including printed bank cards and bank cards with magnetic storage and IC storage; computer terminals and computer software for use in the financial services industry, in banking and in the telecommunications industry for authentication, authorization, accounting and the conducting of financial transactions