36 Financial affairs and monetary affairs, namely, financial information, management and analysis services; banking; factoring, namely, factoring agencies and credit card factoring services; insurance underwriting services for all types of insurance; financial services, namely, investment, consulting, management in provident funds; establishing mutual funds for others; credit card services, credit bureau services, credit rating services, credit scoring services, credit union services; safe deposit box services, namely, deposits of valuables; management of securities portfolios; financial services featuring issuance of stored value cards, namely, bank checks, travelers' checks, bank cards, loyalty cards; financial evaluation services, namely, providing insurance, banking, and real estate financing evaluation services; trusteeship services, namely, trusteeship representatives; foreign exchange operations, namely, foreign exchange transactions, information services and bureaus; payment by installments, namely, bill payment services and installment loans; electronic processing of payment of funds; financing of loans; collateral loans, namely, financing of collateral loans; financial transaction services, namely, providing secure commercial transactions and payment options; financial analysis and research services, namely, research and prospecting with regard to financial markets and management of securities, all these services also potentially provided via the internet; financial clearing-house services featuring exchange transactions; real estate services, namely, rental of offices; financial sponsorship of cultural, athletic, musical and theatrical events; banking, on-line banking services featuring operations carried out on telecommunication networks and computer communications networks