36 Financial affairs, namely, financial planning, financial research, financial risk management, financial exchange, and financial forecasting; monetary affairs, namely, cash management investment fund administration, acquisition and transfer of monetary claims, monetary exchange and money order services; banking services; financial services, namely, financial consulting services; investment management services; mortgage lending services; administration of employee pension plans; savings account services; bank account services, namely, savings account, checking account, money market and annuity accounts; current bank account services, namely, savings account, checking account, money market and annuity accounts; automated banking services; electronic banking, brokerage and funds transfer services; cash dispensing services; cash card services; credit card services; debit card services; home banking; telephone banking; Internet banking; on-line banking; business banking services; foreign exchange services and foreign exchange transactions services, financial transaction relating to currency swaps, foreign monetary advisory service, provision of pricing information about money market rates; forecasting of foreign exchange rates; arranging and financing of loans; tangible and intangible asset financing; brokerage of stocks, bonds and securities; credit agency services; financial management of mutual funds; financial forecasting and planning; profit and cash flow forecasting and planning; international banking services; issuing letters of credit; provision of financial guarantees; electronic and telegraphic payment transfer services, namely, electronic processing and transmission of bill payment data; issuing and redemption of bank drafts, currency accounts and currency exchange services; collection agency, namely, collection of payment against shipping documents and bills of exchange; financial advice and information; investment advice and information; bank account information and information relating to bank accounts; financial services, namely, financial portfolio management services for others and bank account information provided on-line from a computer database, computer network, global computer network or the Internet; information and advice relating to banking, finance, insurance, investment, mortgages, pensions and savings, provided on-line from a computer database, computer network, global computer network and via the Internet; advisory, consultancy, information and helpline services relating to all the aforesaid services