36 Banking services; investment banking; cash and fund investment; factoring; financing services, loans, credit and mortgage; leasing; insurance and insurance brokerage and insurance underwriting, providing guarantees; investment companies and funds; financial management; consultancy and advisory services in relation to all of the aforementioned services; financial consultancy and information; assistance and consultancy in the field of financial planning, analysis, policy and organisation; financial investigations, evaluations, expert reports, information and research; arranging financial studies and compiling financial reports, surveys, valuations and consultancy for tax purposes; negotiation in the purchase and sale of real estate, real estate management and appraisal; brokerage with regard to the purchase and sale of investment bonds, shares, stocks and other such securities