36 Banking; financial affairs, namely, financial consulting, financial management, financial planning; monetary affairs, namely, monetary exchange; real estate affairs, namely, real estate appraisal, real estate investment; actuarial services; factoring, namely, factoring agencies, credit card factoring services; credit agencies; debt collection agencies; financial analysis; insurance underwriting in the field of all types of insurance; life insurance underwriting; insurance consultancy; investment, consulting, management in provident funds; credit card services; debit card services; credit guarantees; financial consulting; real-estate appraisal services; real estate brokerage, real estate management; financial management, stock exchange quotations; securities brokerage; insurance brokerage; credit bureau services; hire-purchase financing; security deposits; securities management; issuing of travellers' checks; issuing of credit cards, issue of loyalty cards for payment purposes; savings, namely, savings account services, savings bank services; financial evaluations of insurance, banking, and real estate; financing services, namely, money lending, investment counseling, lease/purchase financing; fiscal valuations, fiduciary representative services; fund accumulation, namely, fund settling; financial information, namely, financial information processing, financial information provided by electronic means; insurance information, namely, providing information in insurance matters; home banking; capital investments consultation and service; currency exchange services; processing services for payment by installments; processing of payment of funds; loan financing; loans against security; financial transactions, namely, credit card payment processing services, check processing; electronic funds transfer; check verification; financial and banking management; issuing of bank cheques, safe deposit services, financial clearing operations; financial consulting, marine insurance, accident insurance, fire insurance, health insurance, rental of apartments, rental of offices, rent collection, pledge loans, installment loans; money lending; online banking, all these financial and monetary operations possibly done via telecommunication networks and computer communication networks