36 Financial analyses and consultation; banking services; real estate agency services; fiscal valuation and assessments of capital investment projects, bank deposit and related insurance services; financial clearing houses; recovery in the nature of credit recovery and collection, check recovery services, and debt recovery and collection; lease-purchase financing; issuing of securities and issuing of credit cards; foreign exchange transactions; factoring agencies; trustee services in the field of fiduciary transactions and factoring; management of financial portfolios including portfolios comprising securities and portfolios comprising cash deposits; financial management; financial services, namely credit card services, debit card services, issue of traveler's checks, and bill payment services; fiduciary and trusteeship representation in financial transactions; electronic transfer of funds; financial guarantee and surety; granting loans, namely, loan financing; mortgage banking services, namely, origination, acquisition, servicing, securitization and brokerage of mortgage loans; brokerage, distribution, investment, and establishment of mutual insurance funds; safe deposit box services; savings bank services; trustee operation services in the nature of financial trust operations, and personal and property insurance services in the nature of agency and brokerage, administration, consultation, underwriting, appraisal, claims administration, claims adjustment, claims processing, carrier services and subrogation; providing financial information relating to all of the aforementioned services