36 Banking; financial affairs, namely, financial due diligence; financial analysis, financial consulting, financing services, debt collection agencies, credit bureaux; hire-purchase financing, real estate affairs, namely, appraisal of real estate; real estate brokerage, real estate valuation, real estate consulting, financial evaluations of real estate, information on real estate, real estate management, rent collection, insurance, namely, housing insurance and unpaid rent insurance, insurance consultancy, insurance information; guarantee assurance underwriting; savings account services; financial evaluations for insurance, banking, real estate; financial information, mutual funds brokerage, fund investments; monetary affairs, namely, monetary exchange; actuarial services, factoring agencies, credit agencies, stock exchange, quotations, stock exchange brokerage, savings banks, capital investment, credit card services, debit card services, foreign exchange operations, cheque verification, issuing of travellers' cheques, issuing of bank cheques, safe deposit services, financial clearing houses, insurance brokerage, security deposits, namely, safe deposit box services, issue of tokens of value, issuing of credit cards, issue of loyalty cards in the nature of a financial service, fiscal valuations, trustee services, electronic funds transfer, property management, financial management, marine insurance services, accident insurance, fire insurance, health insurance, renting of flats, rental of offices in the nature of real estate, collateral loans, banking operations, financial operations, namely, financial risk management, monetary operations, namely, eleemosynary services in the field of monetary donations, instalment loans, financial sponsorship of educational, cultural, sporting or entertainment events; financial services, namely, money lending; financial transactions, namely, electronic debit transactions; home banking; banking, financial and monetary information, advice and assistance services; banking financial,monetary, insurance and real estate services, namely, real estate information online on telecommunication networks including mobile telephones, telematic networks and Internet and intranet computer communication networks via electronic sites