9 Database service centers; computer and communication transmitting and receiving apparatus; magnetic and optical data media featuring data constituting financial databases; electronic semi-conductor memory units, memory and microprocessor cards, magnetic cards, magnetically encoded chip cards, namely, bank cards, credit cards, debit cards; computer software, namely, software for use in electronic transactions, namely, financial transactions; software for provision of access to a computer or data transmission network, namely, to a private network and to the Internet; computers, namely, computer communications servers for electronic transactions, especially financial transactions; modems, electric connectors to a computer or telephone network, electric and optical cables; telecommunication terminals, namely, telephone terminals; multimedia terminals, namely, computer terminals; computer networks comprised of computer, adapters, routers and switches