36 Financial and monetary services; banking services, financial management services, financial analysis, financial sponsorship, financial clearing, clearing house services, financial evaluation (banking), financial information, financial consultancy, factoring services, debt collection agencies, check cheque verification, issuing of travellers' checks cheques, electronic funds transfer, leasing services, leasing of real estate, bail-bonding, credit bureaux, credit card services, issuance of credit cards, issuance of installment sale cards, savings banks, exchanging money, charitable fund raising, mortgage banking, pawnbrokerage, escrow agency services, fiduciary, rent collection, retirement payment services