36 Financial services; insurance services; stock exchange services; banking services; financial intermediaries; services of capital management; patrimonial management, financial management; banking investment and financial placement services, investment and portfolio management services; management of personal and real estate assets, valuation and negotiation of real estate; financial management services concerning undertakings for collective investment in securities (UCITS) and all investment undertakings in collective form; management of portfolios of financial instruments; financial analysis services; investments in equity in companies, acquisition of company shares; financial engineering, financial evaluations (insurance, banking, real estate), financing services, financial information; financial advice concerning capital structure and personal and real estate patrimony, mergers and takeovers of companies; insurance brokerage, consulting and information concerning insurance, life insurance; keeping and management of bank accounts, current accounts and share accounts, security deposits, issuing of securities, safe deposit services, operation and management of payment and credit means, issuing of bank cheques, issuing of credit cards, debit card services, giro business and bank direct debits, issuing of travellers' cheques, simple repatriations, encashment and payment of cheques and bills, letters of credit, foreign transfer operations, documentary credits, stand-by letters of credit, international guarantees; cheque verification, credit, lending, finance leasing, guarantees, provident funds, saving; fiduciary services; financing services; foreign exchange operations, gold and precious metal transactions, dealings in financial instruments, receipt, execution and transmission for others for execution thereof by qualified services of orders concerning financial instruments, including purchase, sale, exchange, subscription, redemption, lending, borrowing; placement, subscription, brokerage, administration, custody and conservation of securities and any financial product; conservation of securities, any financial product and financial instruments, services in connection with underwriting, namely subscription or acquisition of financial instruments with a view to their placement with third parties; research and prospecting of financial markets with a view for placing and management of securities; services of analysis, research and development of new banking and financial products; valuations and appraisals (authentification) of works of art, jewels and antiques; financial valuations and appraisals; financial sponsorship services; advice and assistance concerning financial management, in particular concerning undertakings for collective investment in securities (UCITS) and all investment undertakings in collective form, management of portfolios of financial instruments; patrimonial engineering, estate management, administration of assets; all the above-mentioned services also provided online via telecommunication networks (including mobile telephones), and Internet- and Intranet-type computer communication networks via electronic sites