9 WEB SITE DEVELOPMENT SOFTWARE THAT ENABLES WEB-MASTERS AND DEVELOPERS TO CONNECT WEB SITES AND CUSTOM DEVELOPED APPLICATIONS TO A POWERFUL PAYMENT PROCESSING GATEWAY TO ENABLE CREDIT CARD, DEBIT CARD, BANK CARD, AND CHECK TRANSACTIONS IN REAL-TIME; RETAIL VENDING MACHINE THAT ACCEPTS CASH, CREDIT AND DEBIT CARDS WHICH ALLOWS USERS TO PERFORM ELECTRONIC BUSINESS TRANSACTIONS VIA A GLOBAL COMPUTER NETWORK, NAMELY, PAYING BILLS, ACQUIRING PREPAID PHONE CARDS, PREPAID GIFT CARD, PREPAID CELL PHONES DEBIT CARDS, CREDIT CARDS, AND STORED VALUE CARDS FOR MERCHANTS AND RESTAURANTS; AUTOMATED TELLER MACHINES