The color(s) BROWN is/are claimed as a feature of the mark.
"the VISA name or logo"
The mark consists of The word $AFEPAY with the "S" as a stylized dollar sign and the remainder of the mark in standard capital letters, although the dollar sign "$" and the "P" are somewhat higher than the other capital letters, all of the characters in a brown color..
NEW YORK COMMUNITY BANK PAY ROLL CARD DESIGN CONCEPT SAFE PAY