36 Insurance administration services, namely, determining insurance eligibility for individuals; insurance bill payment services, namely, administration of insurance plan co-payments; administration of employee and individual benefit plans; banking services; credit card services, debit cards services; issuing stored value card services; financial services, namely providing on-line stored value accounts in an electronic environment; banking services, namely, providing checking and savings deposit accounts; consumer lending services; electronic funds transfer; administration of pre-paid health care plans; administration of pre-paid health care plans in the nature of a defined contribution plan; health transaction clearinghouse services