36 Financial services, namely, providing financial advisory and planning services; cash and asset management services; financial research services; financial analysis and consultation services; estate planning services; insurance underwriting and brokerage services in the fields of life, property and casualty, disability, long term care, and annuities; securities and commodities trading for others by means of a global communication network or by telephone; providing online information in the field of financial, banking, securities, retirement and insurance information; providing financial analysis and planning tools in the nature of online, interactive financial calculators and questionnaires