36 Financial and credit services relating to the financing of telecommunications hardware, software and services; pricing packages and options for telecommunications and Internet services; insurance services; insurance services relating to communications services, apparatus, equipment and accessories, telecommunications services, apparatus, equipment and accessories, and paging services, apparatus and equipment; warranties and guarantees relating to communications services, apparatus, instrument and accessories, telecommunications services, apparatus, equipment and accessories, and paging services apparatus and equipment; credit bureau services; credit card, charge card, token card and debit services; financial transaction, credit card, debit card and cheque authorization and validation services; brokerage services; provision of financial guarantees; information and billing services; payment protection services; advice, information and consultancy services relating to the aforesaid services; Financial and credit services relating to the financing of telecommunications hardware, software and services; pricing packages and options for telecommunications and internet services; insurance services; insurance services relating to communications services, apparatus, equipment and accessories, telecommunications services, apparatus, equipment and accessories, and paging services, apparatus and equipment; warranties and guarantees relating to communications services, apparatus, instrument and accessories, telecommunications services, apparatus, equipment and accessories, and paging services apparatus and equipment; credit bureau services; credit card, charge card, token card and debit services; financial transaction, credit card, debit card and cheque authorization and validation services; brokerage services; provision of financial guarantees; information and billing services; payment protection services; advice, information and consultancy services relating to the aforesaid services; Financial and credit services relating to the financing of telecommunications hardware, software and services; pricing packages and options for telecommunications and internet services; insurance services; insurance services relating to communications services, apparatus, equipment and accessories, telecommunications services, apparatus, equipment and accessories, and paging services, apparatus and equipment; warranties and guarantees relating to communications services, apparatus, instrument and accessories, telecommunications services, apparatus, equipment and accessories, and paging services apparatus and equipment; credit bureau services; credit card, charge card, token card and debit services; financial transaction, credit card, debit card and cheque authorisation and validation services; brokerage services; provision of financial guarantees; information and billing services; payment protection services; advice, information and consultant services relating to the aforesaid services