36 FINANCIAL SERVICES; NAMELY, BANKING (CHECKING AND SAVINGS ACCOUNTS), ELECTRONIC CARD TRANSACTIONS, COMMERCIAL AND CONSUMER LENDING AND FINANCING, REAL ESTATE AND MORTGAGE BROKERAGE; TRUST, ESTATE, AND FIDUCIARY MANAGEMENT, PLANNING AND CONSULTING, PROVIDING SECURE FINANCIAL TRANSACTIONS IN THE NATURE OF ELECTRONIC CASH TRANSACTIONS, ELECTRONIC DEBIT TRANSACTIONS, ELECTRONIC CHECK PROCESSING, AND ELECTRONIC TRANSMISSION OF BILL PAYMENT DATA.