36 Underwriting, agency, brokerage and administration services for individual and group life, disability, long term care, dental, property and casualty insurance, annuities, employee benefits, mutual funds, investment contracts, and retirement plans; investment management services; financial planning services; banking services; estate trust management services; credit card services; residential and commercial mortgage lending services; real estate brokerage and management services; commercial finance services; providing information in the fields of insurance, banking and financial services via a global computer network addressing the needs of individuals and businesses in the travel industry