36 FINANCIAL SERVICES, NAMELY, PROVIDING CREDIT CARD, DEBIT CARD, CHARGE CARD AND STORED VALUE SMART CARD SERVICES, ELECTRONIC FUNDS AND CURRENCY TRANSFER SERVICES, ELECTRONIC PAYMENTS SERVICES; PREPAID TELEPHONE CALLING CARD SERVICES; CASH DISBURSEMENT SERVICES, AND TRANSACTION AUTHORIZATION AND SETTLEMENT SERVICES; VALUE EXCHANGE SERVICES, NAMELY THE SECURE EXCHANGE OF VALUE, INCLUDING ELECTRONIC CASH, OVER PUBLIC COMPUTER NETWORKS TO FACILITATE ELECTRONIC COMMERCE; ELECTRONIC FUNDS TRANSFER, SMART CARDS AND ELECTRONIC CASH SERVICES, NAMELY, CURRENCY EXCHANGE IN A SECURE ENVIRONMENT OVER GLOBAL ELECTRONIC COMMUNICATIONS NETWORKS; THE PROVISION OF AUTHENTICATION AND VERIFICATION OF SECURED VALUE EXCHANGE TRANSACTIONS OVER COMPUTER NETWORKS INCLUDING THE GLOBAL ELECTRONIC COMMUNICATIONS NETWORK