36 ON-LINE FINANCIAL SERVICES, NAMELY PROVIDING FINANCIAL PLANNING AND FINANCIAL ADVICE, BANKING SERVICES, STOCK BROKERAGE SERVICES, AND INSURANCE PRODUCTS USED IN FINANCIAL PLANNING, NAMELY, LIFE INSURANCE, DISABILITY INSURANCE AND LONG TERM CARE INSURANCE VIA THE INTERNET; PROVIDING INFORMATION REGARDING FINANCIAL PLANNING AND FINANCIAL SERVICES, NAMELY, CASH AND DEBT MANAGEMENT, INCOME TAX, STOCKS AND BONDS, MANAGED MONEY, MUTUAL FUNDS, ANNUITIES, WILLS AND TRUSTS, INSURANCE AND EMPLOYEE BENEFITS VIA THE INTERNET